Last updated: February 2026

1. Who We Are

inssurances.team provides insurance consultation and referral assistance only. We are not an insurance company, carrier, or policy provider. We help users explore options and connect with licensed third-party insurance providers.

2. Information We Collect

We collect information you provide directly to us when you:

• Submit a consultation or quote request form
• Contact us via phone or email
• Subscribe to updates or communications

This information may include your name, phone number, email address, location, and details related to your insurance needs.

3. How We Use Your Information

We use your information to:

• Provide consultation and assistance
• Match you with suitable insurance providers
• Share your request with licensed third-party providers in our network
• Contact you regarding your inquiry or available options
• Improve our website and services

4. Information Sharing

By submitting your information, you consent to us sharing your details with third-party insurance providers, agents, or partners for the purpose of providing quotes, coverage options, or related services. We do not sell your personal information for unrelated marketing purposes.

5. Referral Compensation

We may receive compensation from third-party providers when you obtain services through our referrals. This does not increase your cost and may include special offers or discounts.

6. Cookies and Tracking Technologies

Our website may use cookies and similar technologies to enhance user experience, analyze traffic, and improve performance. You can control cookie settings through your browser.

7. Third-Party Websites

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of those third parties.

Data Security

We implement reasonable technical and organizational measures to protect your personal information from unauthorized access, misuse, or disclosure. However, no online system can be guaranteed 100% secure.

8. Your Privacy Rights

Depending on your location, you may have the right to access, update, or request deletion of your personal information. To make a request, please contact us using the information below.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised effective date.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

Email: info@inssurances.team
Phone: +1 (888) 456-9642

Last updated: February 2026

1. Service Description

inssurances.team provides insurance consultation and referral assistance only. We are not an insurance company, carrier, broker, or policy provider. Our role is to help users compare options and connect with licensed third-party insurance providers.

2. No Insurance Products

We do not sell, underwrite, issue, or manage insurance policies. All insurance products are offered and administered by licensed third-party providers. Any policy you purchase will be subject to the terms, conditions, and approval of the issuing provider.

3. Referral Compensation

We may receive referral compensation from third-party providers when you obtain coverage through our recommendations. This compensation does not increase your cost and may include special offers or discounts.

4. No Professional or Financial Advice

Information provided on this website is for general informational purposes only and should not be considered legal, financial, or professional insurance advice. Users should review all policy details directly with the insurance provider before making any decisions.

5. No Guarantees

We do not guarantee approval, pricing, coverage availability, or specific policy terms. Final decisions regarding eligibility, rates, and coverage are made solely by the insurance providers.

6. User Responsibilities

By using our website, you agree to:

• Provide accurate and complete information
• Review all policy documents carefully before purchasing
• Contact the insurance provider directly for claims, billing, or policy-related questions
• Use this website only for lawful purposes

7. Third-Party Services

Our website may contain links to third-party providers or services. We are not responsible for the content, policies, practices, or services of any third-party website or provider.

8. Limitation of Liability

To the maximum extent permitted by law, inssurances.team shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this website or our services.

9. Privacy

Your use of this website is also subject to our Privacy Policy.

10. Eligibility

You must be at least 18 years old to use this website or submit a service request.

11. Changes to Terms

We reserve the right to update or modify these Terms at any time. Continued use of our website or services after changes constitutes acceptance of the updated Terms.

12. Contact Information

For questions about these terms, please contact us at:

Email: info@inssurances.team
Phone: +1 (888) 456-9642